Consumentenkrediet VS harder gestegen

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1. Dividend Collector 7 december 2024 09:26

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   •    Dividend Collector

     Lid sinds: 13 jun 2018

     Laatste bezoek: 25 jan 2025

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   Conclusie: er wordt massaal geleend om te beleggen op de beurs? Vandaar al die records..
2. HCohen 7 december 2024 10:12

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   •    HCohen

     Lid sinds: 21 jan 2013

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   Nou, dat schijnt wel mee te vallen (5-10%)
   
   www.nber.org/system/files/working_pap...
   dataintelo.com/report/consumer-credit...
   www.asc.ohio-state.edu/economics/pdf/...
   
   Bestedingsdoelen US consumer credit
   -Everyday Purchases: About 40-50% of consumer credit is used for daily expenses like groceries, dining, and other routine purchases.
   -Major Purchases: Approximately 20-30% is used for larger items such as cars, appliances, and furniture.
   -Emergency Expenses: Around 10-15% is allocated for unexpected costs like medical bills or car repairs.
   -Investments and Business Ventures: This is less common, usually accounting for about 5-10% of consumer credit usage.